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Cover Details
Covers accidental loss or damage to Insured motor vehicles and/or death, bodily injury or loss or damage to property of third parties arising out of use of motor vehicles owned and/or operated by the Insured.
Use: Private social and pleasure purposes and in connection with the insured’s business
Third Party Liabilities: Any one person Kes.3,000,000. Any One Event Kes. 10,000,000
Third Party Property: Kes. 20,000,000
Passenger Liability: Kes. 3,000,000 per person and Kes. 20,000,000 in all
Towing and Recovery Charges: Kes. 50,000
Repair Authority: Kes. 50,000
Medical expenses: Kes. 50,000
Entertainment Systems: Kes. 50,000 free cover
Windscreen/Windows Glass: Kes. 50,000 free cover
Side Mirrors and Housing: Fully covered at replacement cost
Own Damage/Partial Theft: 2.5% of sum insured minimum Kes. 20,000 & Maximum Kes. 100,000
Third Party damage claims: Kes. 5,000,000
Third Party Injury Claims: Nil
Theft Claims: 10% of sum insured if anti theft device fitted, 20% if no anti theft device is fitted Minimum Kes.20,000. Nil if fitted with a tracking device.
Young or Novice drivers: Kes. 5,000 additional (Below 21 years old and holders of PDL and/or 12 months experience)
Side Mirrors/housing excess: Kes. 2,500
Excluding use with the airport (beyond areas allowed to the public)
Excluding passenger liability to insured household
Excluding nuclear fission, war and Kindred Risks.